We've experienced the same problem on a 2005 CTSW. Water got in during a wash job. Unbekown to us, the drain hole was plugged. We noticed the sides of the "keel" started dimpling in and the structure seemed soft. The clue was the water droplet hanging on the bottom. Pushed a tiny screwdriver into the hole and whoosh...out came about two gallons of water. It had been sitting in the keel for about 10 days before we got it out, but the damage was done. An unfortunate mistake and lack of paying attention to detail. Lesson learned! Keep those drain holes clear!
Blessed are we that "slip the surly bonds of earth and can touch the face of God." JGM, Jr.